"Turning savings into a paycheck that lasts."
Advisor
30+Years guiding retirees
Free Planning Tools

Will your money last? Find out in two minutes.

Three interactive tools. No account set up required. Pick the worry that fits you and get a personalized, educational report on screen in seconds, at no cost.

All three tools run right here in your browser — no download, no account, and nothing leaves the page until you ask for your results.

Your information is private and is never sold, rented, or shared with third parties. Straight answers. Nothing to buy.
Meet Ray

“After years of sitting across the table from people on the edge of retirement, I learned the question that actually keeps them up at night isn’t “How’s my portfolio doing?” — it’s “Will I run out of money?””

Dave Reynik is a 30-year veteran of the financial services industry and serves as President and Retirement Educator of The Wealth Solutions Group. Those who know Dave describe him as someone who is passionate about helping others gain clarity and confidence when planning for retirement.

Before founding The Wealth Solutions Group, Dave owned and operated a successful mortgage banking firm for more than 20 years before merging it with an FDIC-insured bank. He earned a Bachelor of Science in Economics and Finance from Ramapo College in New Jersey and has spent his career helping individuals and families navigate important financial decisions.

I’m not planning for a season of life I’ve only studied — I’m living it alongside the people I serve.

Dave and his wife, Carey, have been married for more than 25 years and are proud parents of two daughters. When Dave's wife is not assisting with retirement workshops, she teaches second grade at a Christian school in Cary, North Carolina.

Today, Dave’s mission is to help people better understand retirement challenges such as taxes, Social Security, Medicare, long-term care planning, and creating reliable retirement income. Through educational workshops and personal conversations, he helps people make more informed retirement decisions.

1,200+Families served
CFP®Certified Financial Planner
RICP®Retirement Income specialist
No obligationNothing to buy, ever
How I Work

Three principles I won't compromise on.

01

Income before products

We never start with what to buy. We start with your retirement paycheck — what's guaranteed, what's at risk, and where the gap is. The right solution reveals itself once the need is clear.

02

Radical transparency

I'll show you plainly how I'm paid, what every option costs, and the trade-offs involved — including when the smartest move is to do nothing at all.

03

An honest second opinion

Already own an annuity or have a plan in place? I'll give it a straight review. Sometimes that means confirming you're in good shape. My reputation matters more than any single sale.

How I Help

The decisions I help you get right.

Guaranteed lifetime income

Worried about running out of money? We design dependable income streams that continue no matter how long retirement lasts.

IRA & 401(k) rollover guidance

Leaving a job or retiring? We compare safe-money alternatives focused on income and protection.

Protecting your spouse's future

A strong retirement plan should continue after the loss of a spouse. We help structure income and assets to protect the surviving partner.

Volatility recovery strategies

Big market losses near retirement can change everything. We create strategies designed to reduce recovery pressure after downturns.

Widow & widower transitions

Losing a spouse often changes income, taxes, and financial priorities. We help simplify decisions during an already difficult time.

Long-term care preparation

Extended care costs can quickly impact retirement savings. We help explore protection strategies before health issues arise.

Let's Talk

A no-pressure conversation about your numbers.

Bring your questions — about income, Social Security, an annuity you own, or just whether you're on track. The first conversation is always free, and there's never an obligation.

Schedule My Free Review